You are looking at the quarterly reviews. Income projections are solid. Your sales group is firing on all cylinders. The marketplace is ripe for disruption. Then, the CIO walks in.   You inquire, "How speedily can we start a different, individualized customer loyalty app? Our competitors are gaining ground."   https://johnathandsfpa.tusblogos.com/40096037/your-most-significant-competitive-edge-is-hiding-inside-your-server-home